
What is asset allocation, and is it suitable for you?
If you are one who will work your whole life to save enough money for your retirement, then you might need to understand asset allocation.
Financing & Loans
If you are one who will work your whole life to save enough money for your retirement, then you might need to understand asset allocation.
Base Rate – Known in short as BR, it replaces the BLR from January 2015. Unlike BLR where the interest rate is determined by Bank
As part of the Malaysian government’s efforts to help the people to sustain their livelihood, a six-month moratorium would be extended for individual and microenterprise
Most people will tell you that being in debt is bad thing. If possible, you should not be in any form of debt. But does
Applying for a loan from a bank can be quite easy and challenging at the same time. If all your documentation are fine, you should
Any Malaysian who has a car will tell you what a drag it is to be monitoring petrol prices that change all the time. Unless
Every new parent would think of it, you probably would too. Have you considered becoming a stay home parent? It is not a question about
Financing in Malaysia ranges from simple to highly sophisticated. Its all about borrowing money from a legitimate source which in most cases a bank or a financial institution.
In every case, your business need to have some form of security provided to the institution that you are able to repay the amount you borrowed. Some would require you to provide a collateral while others will evaluate your current financial health.
Such loans can be applied for various reasons. You will probably get this loan for your own reasons. In most cases, banks call this personal loans which means:
This is a facility usually provided by banks. It is intended for use by those who need quick cash and when there are not enough funds in the accounts. This type of financing owners usually:
This type of loan is sometimes called a Flexi loan. It is actually a combination between the overdraft and the term loan. In other words:
This type of loans is quite common for borrowers who are worried about the changes in interest rate. Some Islamic loans are parked under this type of financing package. It works in such a way that:
This type of package is designed under the Murabahah concept which is provided through the Syari’ah laws. It is very strict and usually does not allow any form of speculation. In Islamic Loans, the borrower goes through the same procedure and is actually open for anyone (not only Muslims).
A common package for purchase of vehicles, this is the only financing package available. A hire purchase financing service is one which:
As the name suggests, this is a loan you will obtain to buy a property. It could be a commercial lot or a house you want to stay in. This type of loan is:
You will apply for a business loan when you are going to start or expand your business. This type of loan, which is offered by a bank or financial institution will usually be:
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GSB Group Berhad. Established in 1992 (then known as SM Summit Holdings Berhad), have always been known as the pioneer and leader in the optical
The Malaysian Ministry of Science, Technology and Innovation or MOSTI is the main agency that oversees the science and technology industries in Malaysia. Background of
MYEG is an online platform used by Malaysians from all walks of life. Owned and operated by MY E.G Services Berhad, it is fondly known
The name Robert Kuok is one that needs no introduction. The richest man in Malaysia for so many years running is one of the most
The blockchain industry has been moving very rapidly across the world in the past few years and Malaysia is not any different. While there have