Financing & Loans
Come March and April and it is income tax season. For those of you who are subjected to this, it is time to fill up
Are you feeling the pinch that your monthly salary could not sustain your monthly commitments? Do you find yourself raking in more debts each month
No one prepares you for parenting. There is no manual that teaches you what you should do and what you should not. While you are
Have you ever received a letter with the characters ‘LHDN’ on the envelope, out of the blue? LHDN, if you haven’t already know is Lembaga
Many Malaysians felt the pinch when the pandemic hit and a lot have been looking into refinancing their properties. This is seen as a way
Financing in Malaysia ranges from simple to highly sophisticated. Its all about borrowing money from a legitimate source which in most cases a bank or a financial institution.
In every case, your business need to have some form of security provided to the institution that you are able to repay the amount you borrowed. Some would require you to provide a collateral while others will evaluate your current financial health.
Such loans can be applied for various reasons. You will probably get this loan for your own reasons. In most cases, banks call this personal loans which means:
This is a facility usually provided by banks. It is intended for use by those who need quick cash and when there are not enough funds in the accounts. This type of financing owners usually:
This type of loan is sometimes called a Flexi loan. It is actually a combination between the overdraft and the term loan. In other words:
This type of loans is quite common for borrowers who are worried about the changes in interest rate. Some Islamic loans are parked under this type of financing package. It works in such a way that:
This type of package is designed under the Murabahah concept which is provided through the Syari’ah laws. It is very strict and usually does not allow any form of speculation. In Islamic Loans, the borrower goes through the same procedure and is actually open for anyone (not only Muslims).
A common package for purchase of vehicles, this is the only financing package available. A hire purchase financing service is one which:
As the name suggests, this is a loan you will obtain to buy a property. It could be a commercial lot or a house you want to stay in. This type of loan is:
You will apply for a business loan when you are going to start or expand your business. This type of loan, which is offered by a bank or financial institution will usually be:
Is the current attention economy fair? No, not really. Can it be changed? Yes, it can, and Web 3.0 is already offering some solutions. In
As COVID-19 comes towards the endemic stage, people are starting to travel again. But you might have noticed that flight tickets are significantly more expensive
The volatility of the cryptocurrency market in the last few months has been more evident than ever. The factors affecting such changes have come from
If you are one who will work your whole life to save enough money for your retirement, then you might need to understand asset allocation.
Let’s face it, online marketing is here to stay As a business owner, you cannot do without online marketing if you hope to succeed in
By now, you would have noticed the rising wave of social media influencers who have made their names online whether it is on YouTube, Instagram