eGUMIS – Did you know you have unclaimed money somewhere?
Have you ever have a bank account that you left dormant for years and then forgotten all about it? Was there some amount left in
Financing & Loans
Have you ever have a bank account that you left dormant for years and then forgotten all about it? Was there some amount left in
Every year, you will need to buy car insurance before you are allowed to renew your road tax. Depending on the make and capacity of
If you are a property owner in Malaysia, chances are you have a long-term loan with one of the banks or financial institutions. This is
Managing your finance is never an easy task. The more you earn, the more you tend to spend. A lot of Malaysians have the bad
Is it too early to think about retirement? Are you too young to start saving so that you have enough to sustain after you are
Malaysians are living in some extraordinary times today. The COVID-19 pandemic has confined people indoors and many have been working from home for more than
When it comes to internet services, there are several things that the everyday Malaysian is unaware of. Currently, most telco brands offer some form of
Financing in Malaysia ranges from simple to highly sophisticated. Its all about borrowing money from a legitimate source which in most cases a bank or a financial institution.
In every case, your business need to have some form of security provided to the institution that you are able to repay the amount you borrowed. Some would require you to provide a collateral while others will evaluate your current financial health.
Such loans can be applied for various reasons. You will probably get this loan for your own reasons. In most cases, banks call this personal loans which means:
This is a facility usually provided by banks. It is intended for use by those who need quick cash and when there are not enough funds in the accounts. This type of financing owners usually:
This type of loan is sometimes called a Flexi loan. It is actually a combination between the overdraft and the term loan. In other words:
This type of loans is quite common for borrowers who are worried about the changes in interest rate. Some Islamic loans are parked under this type of financing package. It works in such a way that:
This type of package is designed under the Murabahah concept which is provided through the Syari’ah laws. It is very strict and usually does not allow any form of speculation. In Islamic Loans, the borrower goes through the same procedure and is actually open for anyone (not only Muslims).
A common package for purchase of vehicles, this is the only financing package available. A hire purchase financing service is one which:
As the name suggests, this is a loan you will obtain to buy a property. It could be a commercial lot or a house you want to stay in. This type of loan is:
You will apply for a business loan when you are going to start or expand your business. This type of loan, which is offered by a bank or financial institution will usually be:
The volatility of the cryptocurrency market in the last few months has been more evident than ever. The factors affecting such changes have come from
By now, you would have noticed the rising wave of social media influencers who have made their names online whether it is on YouTube, Instagram
What is Polygon Crypto? Polygon is an India-based cryptocurrency. It was designed to allow faster and cheaper transactions on the Ethereum blockchain. Why is Polygon
What is the Professional Diploma in Blockchain Engineering? The Professional Diploma in Blockchain Engineering is an intensive course designed for graduates and working professionals to
What is ERC-721? Like the ERC-20 which is a protocol used in Ethereum, the ERC-721 is a protocol introduced as a standard used for NFTs
What is GameFi? GameFi is a platform to play games using cryptocurrency. It is considered to be the next big thing after DeFi (Decentralized Finance)