
What are CTOS and CCRIS
Credit reports are very indicative of your financial health. Not everyone likes to be told that they have a bad credit standing because it means
Financing in Malaysia ranges from simple to highly sophisticated. Its all about borrowing money from a legitimate source which in most cases a bank or a financial institution.
In every case, your business need to have some form of security provided to the institution that you are able to repay the amount you borrowed. Some would require you to provide a collateral while others will evaluate your current financial health.
Such loans can be applied for various reasons. You will probably get this loan for your own reasons. In most cases, banks call this personal loans which means:
This is a facility usually provided by banks. It is intended for use by those who need quick cash and when there are not enough funds in the accounts. This type of financing owners usually:
This type of loan is sometimes called a Flexi loan. It is actually a combination between the overdraft and the term loan. In other words:
This type of loans is quite common for borrowers who are worried about the changes in interest rate. Some Islamic loans are parked under this type of financing package. It works in such a way that:
This type of package is designed under the Murabahah concept which is provided through the Syari’ah laws. It is very strict and usually does not allow any form of speculation. In Islamic Loans, the borrower goes through the same procedure and is actually open for anyone (not only Muslims).
A common package for purchase of vehicles, this is the only financing package available. A hire purchase financing service is one which:
As the name suggests, this is a loan you will obtain to buy a property. It could be a commercial lot or a house you want to stay in. This type of loan is:
You will apply for a business loan when you are going to start or expand your business. This type of loan, which is offered by a bank or financial institution will usually be:
Credit reports are very indicative of your financial health. Not everyone likes to be told that they have a bad credit standing because it means
Koperasi Loans for Businesses Koperasi (or Cooperative) Loans are basically loan services that are offered by organizations that operate as cooperatives in Malaysia. These organizations
PIDM Project MoneySmart, an educational programme brought to you by Perbadanan Insurans Deposit Malaysia (PIDM). PIDM Project MoneySmart, is an initiative to promote financial literacy
Your financial advisory and wealth builder in the Equity, Commodity and Currency market! Multi Management & Future Solutions Multi Management & Future Solutions is your
Are you always tight for cash? Do you struggle to make ends meet every month, living by the month-end salary with is never enough? Are
There has always been a lot of misconceptions when it comes to Islamic loans and finance especially in a multi-cultural country like Malaysia. Many consumers
When it comes to education, the expenses can be quite high depending on where and when you want to study. The problem is that it
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