Financing & Loans
To help you own a property, banks offer housing (property or real estate) loans. Generally, property loans are unsecured loans that are offered by banks
Is your car financing deal a good one? Hire purchase can be a heartache if you are not sure what you are into. In most
What make you fit with your body when you get into your golden age? And another important consideration will be your financial fitness. Do not
Financing in Malaysia ranges from simple to highly sophisticated. Its all about borrowing money from a legitimate source which in most cases a bank or a financial institution.
In every case, your business need to have some form of security provided to the institution that you are able to repay the amount you borrowed. Some would require you to provide a collateral while others will evaluate your current financial health.
Such loans can be applied for various reasons. You will probably get this loan for your own reasons. In most cases, banks call this personal loans which means:
This is a facility usually provided by banks. It is intended for use by those who need quick cash and when there are not enough funds in the accounts. This type of financing owners usually:
This type of loan is sometimes called a Flexi loan. It is actually a combination between the overdraft and the term loan. In other words:
This type of loans is quite common for borrowers who are worried about the changes in interest rate. Some Islamic loans are parked under this type of financing package. It works in such a way that:
This type of package is designed under the Murabahah concept which is provided through the Syari’ah laws. It is very strict and usually does not allow any form of speculation. In Islamic Loans, the borrower goes through the same procedure and is actually open for anyone (not only Muslims).
A common package for purchase of vehicles, this is the only financing package available. A hire purchase financing service is one which:
As the name suggests, this is a loan you will obtain to buy a property. It could be a commercial lot or a house you want to stay in. This type of loan is:
You will apply for a business loan when you are going to start or expand your business. This type of loan, which is offered by a bank or financial institution will usually be:
The volatility of the cryptocurrency market in the last few months has been more evident than ever. The factors affecting such changes have come from
By now, you would have noticed the rising wave of social media influencers who have made their names online whether it is on YouTube, Instagram
What is Polygon Crypto? Polygon is an India-based cryptocurrency. It was designed to allow faster and cheaper transactions on the Ethereum blockchain. Why is Polygon
What is the Professional Diploma in Blockchain Engineering? The Professional Diploma in Blockchain Engineering is an intensive course designed for graduates and working professionals to
What is ERC-721? Like the ERC-20 which is a protocol used in Ethereum, the ERC-721 is a protocol introduced as a standard used for NFTs
What is GameFi? GameFi is a platform to play games using cryptocurrency. It is considered to be the next big thing after DeFi (Decentralized Finance)